Privacy Policy

Privacy Policy

Effective Date: December 30, 2025

1. Introduction

Howard Clare Insurance (“we,” “us,” “our,” or “HCINS”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information, including information provided through SMS/text messaging. By accessing or using www.hcins.com, you agree to the terms of this Privacy Policy.

2. Information We Collect

We may collect personal information such as name, email address, phone number, address, insurance-related information, SMS opt-in data, and website usage data.

3. How We Use Your Information

We use your information to provide insurance services, respond to inquiries, send service-related communications, communicate via SMS with express consent, and comply with legal obligations.

4. SMS/Text Messaging Consent

By providing your mobile number and opting in, you expressly consent to receive SMS/text messages from Howard Clare Insurance. Message frequency may vary. Message and data rates may apply. Consent is not a condition of purchase. You may opt out at any time by replying STOP. For help, reply HELP.

5. No Sale or Sharing of SMS Data

Howard Clare Insurance does not sell, rent, share, or disclose mobile phone numbers or SMS opt-in data to third parties for marketing or promotional purposes.

6. Data Security

We implement reasonable safeguards to protect your personal information.

7. Third-Party Service Providers

We may use trusted vendors to support our services, who are required to protect your information.

8. Cookies and Tracking

Our website may use cookies to improve functionality. You may control cookie settings through your browser.

9. Your Rights and Choices

You may request access, correction, deletion of your information, or withdraw SMS consent by replying STOP. Contact us at info@hcins.com or (812) 232-0336.

10. Changes to This Policy

We may update this policy periodically. Updates will be posted with a revised effective date.

11. Contact Information

Howard Clare Insurance

2101 Wabash Ave, Terre Haute, IN 47807

Phone: (812) 232-0336

Email: info@hcins.com

Website: https://www.hcins.com