Business Owners Insurance

Insurance Policies Tailored to Your Business

A business owners policy (BOP) combines business property and liability coverage into one policy. Howard Clare Insurance will work with you to design a custom policy that protects your business from its own unique risks.

Property Insurance for Businesses

Property insurance covers any risks associated with your business's premises, equiptment and vehicles, along with any associated loss of business. Some of the coverage options that fall under this category include:

• Accidental damage
• Fire
• Flooding
• Loss/damage of property
• Loss of income
• Theft

Liability Insurance for Your Company

Liability insurance covers damage to any people you deal with and their property. However, it does not cover your professional services, such as damages that result from giving a client inaccurate advice.

Liability coverage in your BOP is important if you:

• Have a risk of damage to individuals or businesses
• Have physical access to your clients' equipment
• Meet with your clients at your business or at theirs

Custom BOP Options

Cover all these risks at once with a BOP and gain peace of mind. Howard Clare Insurance can create a policy customized to meet your needs and your company's budget. A BOP is usually cheaper than buying separate policies for each element.

We're focused on understanding your unique business to develop the right policy to protect it. No matter what type of company you run or own, Howard Clare Insurance can craft the business owner's policy you need. We have over 75 coverage options from top-rated national and regional insurance carriers.

Fill out our online form today to set up an appointment for your FREE quote.